Let's first start with the Wikipedia definition:
Mobile banking (also known as M-Banking, mbanking, SMS Banking etc.) is a term used for performing balance checks, account transactions, payments etc. via a mobile device such as a mobile phone. Mobile banking today (2007) is most often performed via SMS or the Mobile Internet but can also use special programs called clients downloaded to the mobile device.
Source:
Mobile Banking, retrieved June 19, 2009, from Wikepedia: http://en.wikipedia.org/wiki/Mobile_banking
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